Dennis M. Dvoracek CLU®, ChFC®

Denny founded Area Insurance Agency in 1988, and then Area Financial Services in 2004. He graduated from the University of Minnesota in 1966 and started in the insurance business in 1969. He has over 45 years of experience in the financial services business, earning two professional designations, the Chartered Life Underwriter (CLU®) in 1979 and Chartered Financial Consultant (ChFC®) in 1982. He married to his wife of 48 years, Janis, has three sons, Christopher, Alexander, and Benjamin, and four grandchildren.